When you have bad credit, there can be many struggles and challenges on your way toward financial freedom. Whether you're interest rates have skyrocketed, or you are being hassled by collection companies and are struggling to make the minimum payments, bad credit debt consolidation will help you conquer your debt for good.

With a proper bad credit debt consolidation service, you'll not only save a significant amount of money each month, but you'll have the convenience of not having to pay multiple bills.
With CareOneSM, absolutely no loans are used. This means that there won't be any hassle involved with qualifying for a loan, and you won't have to have good credit in order to get the best deals available. How does it work exactly?
When we negotiate with your creditors, deals are made that can significantly lower your monthly payments and interest rates (with our program, the average is -57%!). In fact, having bad credit can actually be a great asset in the negotiating process. This is because your creditors don't want you to file for bankruptcy, so your bad credit can actually be used as leverage to get you even better deals!
One of the biggest benefits is that all of your unsecured debt will be combined into one easy payment per month, and we'll take care of any harassing phone calls you are getting from your creditors.
Here are a few real-world testimonials from people just like you who have started their journal toward financial freedom with bad credit debt consolidation:
“With the help of CareOne, we've been able to keep more money each month by paying less in interest to our creditors. The debt we have drops each month!”
~ Marquita B., Dayton, OH
“CareOne has allowed me to consolidate my debt into one easy payment and save about $300 a month.”
~ Michele K., North Ridgeville, OH
“One of the biggest benefits about being on a CareOne program is having my credit card interest rates lowered. I’m also glad I no longer have to worry about getting all my bills paid on time. They handle everything for me!”
~ Roland H., Medina, OH
With CareOneSM's bad credit debt consolidation services, you will:
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